The Power Is Always In The Present Moment: That’s Where The Spirit Lives

Only ego flows back and forth to an imaginary future and regretful past.

Whenever you encounter some sort of challenge in life, the best way to handle it is to do anything you can to bring yourself back to this present moment. The present moment is all we have, and when we get worried or fearful we become lost-and it’s all happening in the movement of thought.

Whenever you encounter some sort of challenge in life, the best way to handle it is to do anything you can to bring yourself back to this present moment.

The present moment is all we have, and when we get worried or fearful we become lost-and it’s all happening in the movement of thought. Hours and sometimes even days and weeks go by, and the fear gets bigger and bigger; we become totally consumed by our own thoughts.

The instant we can bring our awareness to this very moment, we find peace.

Think of every occasion when you have wasted your time and energy thinking resentful thoughts toward someone. We have all done that. We make up scenarios in our mind of what we are going to tell someone and how he or she is going to respond, and then think of different ways to reply. This goes on and on and on, and it’s all happening in our mind and nowhere else! We are expending energy on that which doesn’t even exist. The person you are feeling resentful toward probably has no idea of the “problem” that you are creating!

Think of all the times you have gone back in memory, remembering something that you consider negative.

What you are actually doing is keeping the events and situations alive and creating more of the same all in your mind, and your mind is reacting to every thought that you keep thinking, not knowing if it actually happened in the past. For the mind it is always happening in the Now.

Every time we worry about the future, we are wasting our energy and time; we are wasting this precious moment by creating the very future we worry about. We can change this in an instant by looking at out troubles from another perspective.

Change the feelings and thoughts first-put your attention on how events feel in the present moment. You don’t have to look at what is, only be aware of your response to it. Whatever reaction we have, we can learn to talk ourselves into a different kind of response.

Stay in the present moment, on a moment to moment basis; that’s where your true self lives.

Your Business Presentations – The Key to Getting More of What You Want

In the present financial climate, when all seems to be doom and gloom, it may seem inevitable to dwell on mistakes, failures and the negative aspects of life. And as long as we continue to so, then that is what we will get. The process of what you choose to focus on, and what you don’t focus on, determines what you experience in your life and what you don’t experience.

When you think about what it is that you want to achieve in your next presentation how do you phrase it?

Do you describe what you want or do you describe what you don’t want?

Because it has a considerable effect on what actually happens.

Now you may have heard this before….. don’t think of a huge piece of chocolate cake smothered in cream.

What happens? You think of a huge piece of chocolate cake smothered in cream! Now some people will say, “no I didn’t ” but the thing is, at best it is a two-part process. Your unconscious brain cannot process negatives directly. What happens is that at some level you have to process the words and consider a huge piece of chocolate cake before you can not think of it.

So what? Well if you are thinking about not getting annoyed with someone what are you actually focusing on? That’s right, getting annoyed! And that’s exactly what happens.

When you are saying to yourself “I hope I don’t mess up in this meeting” or ” I hope I don’t forget what I’m going to say in the presentation” your unconscious is focusing on messing up and that’s what you will do!

because we get what we expect not what we want.

So if you expect to be nervous and mess up in a business presentation that’s what you will get. Consciously you might want something different but unconsciously your body language and your tonality will convey what you expect. You may have heard that only 7% of communication is through the words that we use, and there is a great deal of debate about whether or not that is true, but we do know that we convey and receive a great deal of information unconsciously. This means that we actually get more of what we don’t want by thinking about it.

So the key to getting less of what you don’t want is to change the way you think.

And here is a way that I use with my clients to help them to start to do that……

I ask them to consider three recent presentation situations – it could be a meeting, a networking event or a formal boardroom type presentation- where you got what you didn’t want.

Then taking each in turn answer these questions:

What were you honestly expecting to happen in each case?

How did you know that was going to happen?

What were you saying to yourself just prior to each situation?

What did you feel in each situation?

Then I get them to think about three similar possible situations that may arise in the future and ask them to

Focus on what you want to happen. Be specific. Make this your expectation.

What are you saying to yourself when you know you will get what you expect?

What does it feel like?

How does it affect the outcome?

because changing your expectations will change the results you get.

You can choose to have positive or negative expectations.

You may want to think about which will serve you better in terms of the results you want to get because you can’t think about what you don’t want to think about without thinking about it. Think about it!

Negotiating Settlements With Creditors – How to Negotiate Debt Settlements

It can be extremely stressful to be called at every hour of the day by creditors who want to be paid. The difficulty for most people in this situation is that they cannot afford to pay the creditors the money that is owed, but do not know how to make things any better. The best solution to this problem will partly depend on your exact circumstances, but one of the most effective ways to deal with debt can be negotiating settlements with creditors.

There are two approaches you can take to achieving debt settlements. One is to use a professional debt settlement organisation to do it all for you and the other is to undertake the negotiation with creditors personally. There are pros and cons with both options. The advantage of using a settlement company is that they are experts in this field and know exactly how to get the best deal, but you will need to pay them something for their help. The advantage of doing it yourself is that you can maximise the benefit from the saving you make, as there is no third party to pay.

Debt settlement companies only tend to get involved with situations that are really quite serious. You will usually need to have debts in excess of $10,000 and these debts need to be to a few different creditors. Debt settlement negotiation is most frequently used by people whose situation is too severe for a debt management plan to work. When people cannot afford the monthly payments on a debt management plan, they often find that debt settlement is the most appropriate solution.

When you use a professional company for negotiating settlements with creditors on your behalf, they will use their experience and knowledge to seek agreement to settle your debts for much less than the full amount you owe. It is not unusual for a good debt settlement company to get agreement to having 60% of your debt written off. Creditors have their own procedures to work to, which in some circumstances can end up with having to write a debt off completely as a bad debt. They have to weigh up what course of action is going to get them the best return overall. If they think that getting half of the debt in an up front payment is better than perhaps spending many more months chasing it and ending up with nothing if you go bankrupt, they will agree to a settlement.

While the negotiations are going on you make no payments to any of your creditors. Instead you put a fixed amount each month into a new account, where it accumulates and is then used to make payments to creditors when settlements deals are reached. 

The most reputable debt settlement companies will only take a proportion of the amount they get written off as remuneration for their services. By learning to negotiate settlements with creditors yourself you can save this amount and pocket the full benefit of the reductions you manage to negotiate.

If you try negotiating settlements with creditors yourself without any help or advice, it is highly unlikely that you will manage to get very good agreements. Much depends on knowing about the procedures that different companies work to, which will dictate how you plan your actions and approaches. When you choose to make an offer to a creditor can significantly affect the result you achieve. A good guide to debt settlement negotiation will tell you exactly how and when to make your approaches, tell you exactly what you need to say and even provide scripts for phone calls and drafts of letters you need to send.

If you do decide to use the services of a debt settlement company, it is sensible to exercise a degree of caution about selecting a company to work with, as there is an element of the industry that has a reputation for being somewhat disreputable. This is probably no more so than with any other industry, but it is particularly bad when it involves taking money from people with serious debt problems. 

There are plenty of excellent debt settlement companies to choose from, just be sure to stick to the reliable ones that have been around for many years and you will be absolutely fine. The easiest way to find a company is follow recommendations for the most reliable companies and apply online to perhaps three different ones, so that you can then choose whichever makes the best proposal.